Red River Ford Finance Center
Red River Ford takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
Flexible Credit Options
Red River Ford can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.
Financing for Different Credit Situations
Life doesn't always follow a straight line, and credit history can reflect that. Red River Ford partners with a wide lender network to support drivers in a variety of situations, including:
- First-time buyers
- Shoppers with limited credit
- Customers rebuilding credit after financial setbacks
- Buyers with strong credit seeking the most competitive rates
No matter your starting point, our team will walk you through programs designed to help you move forward.
New and Pre-Owned Specials
Our dealership offers rotating specials to help you save on both new and pre-owned vehicles. These offers may include dealer discounts, factory incentives, special APR programs, and featured used-car pricing. Checking our new, pre-owned, and service specials pages regularly is the easiest way to find opportunities that align with your budget and the type of vehicle you want.
Online Tools That Make Financing Simple
Our online resources are designed to save you time and help you prepare for your purchase before you even visit the dealership. You can explore your options, submit information securely, and move through the process at your own pace.
Once you submit your information or get your trade value, our team can step in with guidance, answer your questions, and help you move toward a plan that supports your budget and driving needs.
Frequently Asked Questions
What's better, buying or leasing?
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
How long is a typical car loan?
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
I've had credit issues in the past. Can I get financing?
We've worked with countless customers with all kinds of credit to help them discover their financing options.
Can I finance a vehicle without a down payment?
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
How can we help?
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